2nd hand parts obviously!
I'm not sure that one can 'shop around'.
One angle that I looked at previously was:
Person without health insurance, and limited means to pay privately. To get a hip replacement as a public patient, there are a few steps, and a delay at each one:
1. Your GP refers you.
2. Eventually you get x-ray appointment.
3. Then there's a waiting period to see the consultant.
4. Once you've seen the consultant, you're then in the waiting list for operation.
What we had looked into doing was presenting to consultant as a private patient to speed up steps 1-3 above, but then going back to the public system.
Ultimately, this wasn't followed in the case I was looking at, so I'm not sure whether or not it would have been any benefit.
Yes, this was pre-Covid.It won't make much difference, paying the private fees for an xray and Consultant is the easy part.
The current waiting time for public health joint replacement will prob be years long after the turmoil of Covid.
Yes, this was pre-Covid.
The waiting period to see consultant as public patient was > 1 year in the case I looked at.
By delaying patients getting into the system, keeps the statistics of those waiting for operations down...Frightening statistic :-(
By delaying patients getting into the system, keeps the statistics of those waiting for operations down...
But I'm sure that's not the agenda.
Not quite accurate, unless I've misread. The list awaiting surgery is much smaller. The 76k are awaiting an outpatient appointment. Not necessarily surgery.76,000 waiting for surgery in Oct 2020
Notional treatment purchase fund has the waiting times for everything up.Yes, this was pre-Covid.
The waiting period to see consultant as public patient was > 1 year in the case I looked at.
Excellent point.By delaying patients getting into the system, keeps the statistics of those waiting for operations down...
But I'm sure that's not the agenda.
Not quite accurate, unless I've misread. The list awaiting surgery is much smaller. The 76k are awaiting an outpatient appointment. Not necessarily surgery.
It's in the article, c 2,600 are awaiting knee or hip replacement surgery.
More than 4,100 people waiting for cataract procedure
Of those waiting in November, the majority (3,529) were waiting one year, 572 were waiting more than two years and 52 people were waiting more than three years for the procedurewww.irishexaminer.com
More than 21,700 people waiting to see respiratory consultants
Waiting lists shot up during pandemicwww.irishexaminer.com
I can just give you information on the Mater Private. A family member had to pay the 10% shortfall. It cost approximately €300 per night for 2 days stay for 2 admissions for cancer treatment. So a total of around €1200 for 4 nights stay. This was in September 2020.Just jumping on this subject, does anyone know the potential impact in terms of cost of the 90% only cover on a few policies for "Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Special Procedures" - how much this 10% shortfall could actually be? It can be easy to move to a policy from 100% to 90% and think that's not much, but how much is it!
Edit - RedOnions' useful Blackrock link is very handy. But I'm confused about one thing, for a parent on Health Plus Extra (like a lot of people!), Blackrock states: "
In Patient Stay (per diem) You are covered. A shortfall of 55% applies for each night of your stay but this fee is waived by Blackrock Clinic. A €200 fee applies per night of your stay
So they waive the shortfall of 55% but charge €200 per night. Not sure which is better, but this is a bit confusing.
And for my own Laya policy:
Category Cover Information Day Case / Sideroom Procedure You are covered. A once off excess payment of €100 applies. Non-Cardiac Procedure You are covered. A shortfall of €175 applies for each night of your stay but this fee is waived by Blackrock Clinic. A once off excess payment of €150 applies. Orthopaedic Procedure You are fully Covered. In Patient Stay (per diem) You are covered. A shortfall of € 175 applies for each night of your stay. A once off excess payment of €150 applies. Cardiac Procedure You are fully Covered.
I'm confused by above from Blackrock. The above, but I must be reading it wrong, suggests that for non-cardiac they WAIVE the €175 per night shortfall, but if I have an in patient stay a shortfall of €175 applies per night. Do these 2 statements not contradict? Then I thought ahh, the waiving is for NON cardiac, so maybe that's it. But then at the bottom, they say cardiac covered ?!
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