2 months notice to quit gym!

Same with my Gym. Got them on a technicality though. You should check your Ts&Cs for this too. It says that you must give 2 months notice of leaving the Gym. It doesnt say that you have to prove you gave them the 2 months notice or that you have to pay for the time during the 2 months notice.

What you do is this. The day you join the Gym send them a letter telling them that you are leaving sometime in the next 5 years or so. Of course they'll get this letter and laugh, but you have given them more than enough notice that you are leaving. You are then perfectly entitled to cancel your DD if the bank let you.

In your case i would just put a back dated letter of cancelation hidden and out of the way on the desk and then just cancel. If they question you plead ignorance and that you left the letter on the desk months ago and its their problem. Sneaky and a bitbelow the waste, but then so is them asking you for 2payments when you wont even be there.

I had a similar problem with the well known North side gym.

I notified the Gym in plenty of time, but they 'mislaid' the letter I handed into them and were saying I would have to pay another month as they had no record of my request to leave the Gym.

The bank wouldn't cancel DD without a letter from the Gym.

I mentioned to the bank that the Gym had been notified in time and i suspect they are going to fraudulenty request further payments from my account.

The bank were a lot more interested in cancelling when I mentioned fraud and they cancelled right there and then in the bank.

The Gym did request further payment from my account.

Got a letter a few weeks later from the Gym inviting me back, saying that I had 2 months to restart DD or else I would have to pay the full signing up fee if I wanted to go back to the Gym. End of.

Tubbs said:

The bank wouldn't cancel DD without a letter from the Gym.

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That's odd. I have always cancelled DDs unilaterally in my bank branch (PTSB) by getting them to cancel them on the computer system having had me sign a DD cancellation request form. I don't recall anything on the form stating that cancellation was contingent on agreement by the payee.

Absolutely. It is your bank account and you can instruct them not to accept debits just as you can put a stop on a cheque issued.

I was in a similar situation and cancelled my membership in writing and got a letter back form the gym saying I was oblidged to pay until the end of the year. Then a collection agency sent a letter. I cnacelled my DD and never heard from them again. when the year was up the gym worte asking me if I wanted to renwew my membership. I have got loans since with no mention of bad credit.