Mrs Vimes,
The adults don't have to switch to 'Essential Connect Family', you can both stay on 'Assure Protect'. The children could just avail of this offer,
if it suits - 4 kids for the price of one 227euro. I know its a bad time of year and its probably way down the priority list, no worries.
For any other readers with a few children, even if its not your renewal date, you can switch them to another Laya plan at any time, to avail of any special offers.
Snowyb