I've looked at the best buys but still feel a bit confused. I want to transfer the 12k to another account, to which I can add more money over time if possible.
Just to get my money out of Halifax, I'm going to transfer it to my AIB current account temporarily until I open up a new account.
How secure is PTSB and is their online access fairly reliable?
You cannot move 12,000 EUR into the PTSB regular saver account.
I suggest you move the 12,000 EUR to the below ...
[broken link removed] (Discuss) 3.30% on €2,000 minimum to €2,000,000 maximum.
Note 1: Instant access.
Note 2: NB: Interest is reduced if more than 6 withdrawals are made a year (Apr-Mar).
Deposit Protection: UK Financial Services Compensation Scheme
Yes, I could also do with a regular savings account. Have a rabo account but found their interest rate just kept dropping and dropping until it was useless.
The Nationwide UK (Ireland) account that you mention below - would that be online access only? How safe/secure is it?