100% Mortgage confusion

maison

Registered User
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53
Am I right in thinking that one is not considered a first time buyer if they were one party of two in a mortgage previously?

Assuming so, could you tell me if it is possible to get a 100% mortgage anywhere if one is not a first time buyer? If so from which lending institution? Also I should point out that this application would be made by a professional in long term, permenant employment with the HSE, earning €45000 p/a if this makes a difference.

Information much appreciated.
 
Most banks will consider you for 100% even if you previously had a joint mortgage but no longer own property ie. marital brake-ups
 
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