A ajapale Moderator Messages 7,704 19 Mar 2007 #1 This (american) article from msn.com is interesting. (I think we can safely ignore no7!) Spending without a budget. Carrying a balance on credit cards. Ignoring interest rates. Not investigating disability insurance. Failing to see how little purchases add up. Not matching employer's contribution to retirement. Waiting until the last minute to fund IRA. Paying everyone else, saving "what's left." Not managing your investments. Getting emotional about your investments. Click to expand...
This (american) article from msn.com is interesting. (I think we can safely ignore no7!) Spending without a budget. Carrying a balance on credit cards. Ignoring interest rates. Not investigating disability insurance. Failing to see how little purchases add up. Not matching employer's contribution to retirement. Waiting until the last minute to fund IRA. Paying everyone else, saving "what's left." Not managing your investments. Getting emotional about your investments. Click to expand...
C CCOVICH Registered User Messages 8,827 19 Mar 2007 #2 For clarity, the Irish equivalent of an IRA would be a PRSA.
A aircobra19 Registered User Messages 2,733 19 Mar 2007 #3 Nice reminder! Excuse me while I go kick my own butt into gear on some of this stuff!
M mell61 Registered User Messages 360 5 Apr 2007 #4 I'd add... Assuming you will always be paid more in years to come... its pretty easy to fall behind average salary if your company has 1 or 2 lean years with no pay increases!
I'd add... Assuming you will always be paid more in years to come... its pretty easy to fall behind average salary if your company has 1 or 2 lean years with no pay increases!
A aircobra19 Registered User Messages 2,733 5 Apr 2007 #6 Relying on a partners income which might decrease in the future. No paid maternity, illness etc.