Hi there Mr. Bear and I applied for a small loan with BOI. We were refused. The thing is we have savings - which would be more than we were asking for. We have never defaulted on a loan in the past. Outside of our mortgage we have no other debt, our mortgage to income ratio is 36%.
We maintain our Visa card with them (€400) balance at the moment.
What is annoying us - is that we have been very good customers, we saved with the SSIA with them and still get calls about new savings account to sign upto.
I am so annoyed that I want to leave this bank and take my business else where. Am I being hasty in my decision?
P
We maintain our Visa card with them (€400) balance at the moment.
What is annoying us - is that we have been very good customers, we saved with the SSIA with them and still get calls about new savings account to sign upto.
I am so annoyed that I want to leave this bank and take my business else where. Am I being hasty in my decision?
P
Last edited: