Was rearended last week...Minor damage, mainly cosmetic but quoted at around 400 Euro. I was stationary at a stop sign when it happened.
Other party initially admitted liability, would not give insurance details but got a phone number, registration details and name etc.
Other party said she didn't want to go through insurance as she had only just 'sorted out the last one'
Made a police report that evening and went to a garage to have the damage assessed.
Have now left three messages for the person at home and she hasn't returned my call. I guess she's trying to avoid me. I was trying to do the decent thing by her and avoid insurance company involvement.
Therefore I assume I need to contact my own insurance company to have it sorted.....Question is, will my insurance premium be affected at all?
Other party initially admitted liability, would not give insurance details but got a phone number, registration details and name etc.
Other party said she didn't want to go through insurance as she had only just 'sorted out the last one'
Made a police report that evening and went to a garage to have the damage assessed.
Have now left three messages for the person at home and she hasn't returned my call. I guess she's trying to avoid me. I was trying to do the decent thing by her and avoid insurance company involvement.
Therefore I assume I need to contact my own insurance company to have it sorted.....Question is, will my insurance premium be affected at all?