I was involved in an incident with another car last Autumn.
The other car was damaged quite badly (3 or 4k), no damage to my car and no party injured.
I denied liability, the other party contacted my insurance company and they investigated.
In the meantime my premium was up and I lost my no claims. I didn't worry about it (figured accident was probably 50/50 anyway - if I lose no claims so what, its only money) Then a month ago I got a refund from my insurance company saying that my no claims was reinstated. (I assume they wrote to the other party and told them no liability was being accepted)
Anyway last week I got a solicitors letter telling me that based on what their client had said I was solely negligible etc. usual legal jargon and that I had 7 days to respond or they had instruction to proceed with action. They advised me to contact my solicitor or insurance company within 7 days or proceeding would start.
I threw the letter in the fire - cheeky buggers trying to tell me I was 100% wrong, thats not what the Garda thought and he was there on the day it happened!
At the time of the incident I consulted my solicitor and he wrote out the accident statement form for my insurance company (Basically wrote 6 or 7 lines of complete blurb that could not incriminate me in any way - as solicitors do)
He said there was no way the other party would win if it went to court.
I called a Guard at the time, he sat on the proverbial fence, no witness, no evidence, no collision on the road.
Anybody know what is likely to happen next?
The other car was damaged quite badly (3 or 4k), no damage to my car and no party injured.
I denied liability, the other party contacted my insurance company and they investigated.
In the meantime my premium was up and I lost my no claims. I didn't worry about it (figured accident was probably 50/50 anyway - if I lose no claims so what, its only money) Then a month ago I got a refund from my insurance company saying that my no claims was reinstated. (I assume they wrote to the other party and told them no liability was being accepted)
Anyway last week I got a solicitors letter telling me that based on what their client had said I was solely negligible etc. usual legal jargon and that I had 7 days to respond or they had instruction to proceed with action. They advised me to contact my solicitor or insurance company within 7 days or proceeding would start.
I threw the letter in the fire - cheeky buggers trying to tell me I was 100% wrong, thats not what the Garda thought and he was there on the day it happened!
At the time of the incident I consulted my solicitor and he wrote out the accident statement form for my insurance company (Basically wrote 6 or 7 lines of complete blurb that could not incriminate me in any way - as solicitors do)
He said there was no way the other party would win if it went to court.
I called a Guard at the time, he sat on the proverbial fence, no witness, no evidence, no collision on the road.
Anybody know what is likely to happen next?