As if the world hasn’t thrown enough at me, tenant refusing to leave uncurable cancer another driver crashed into me recently, brand new car less than a week old.
I was stopped at red light, yellow box junction in front of me I left clear. The driver from behind me tried to either overtake me into the yellow box or come around me and turn left in yellow box, this happened simultaneously as the lights turned green as I moved forward and he drove into the front drivers side of my car. We pulled in afterwards call guards who did not attend and he agreed to pay costs for my car. Fast forward a week later when he heard costs just shy of €3k he stops communicating. I go to his insurance company and he is disputing liability.
If I claim off my own insurance and even if they recover funds from his insurance, I still lose no claims bonus. I am waiting on decision from his insurance company. What I don’t understand is third party’s insurance company make the decision if he is liable or not? Surely it should be independent?
His word against mine, I cannot locate any witness at present, I am hoping the damage on drivers side and his overtaking prove my case.
I was stopped at red light, yellow box junction in front of me I left clear. The driver from behind me tried to either overtake me into the yellow box or come around me and turn left in yellow box, this happened simultaneously as the lights turned green as I moved forward and he drove into the front drivers side of my car. We pulled in afterwards call guards who did not attend and he agreed to pay costs for my car. Fast forward a week later when he heard costs just shy of €3k he stops communicating. I go to his insurance company and he is disputing liability.
If I claim off my own insurance and even if they recover funds from his insurance, I still lose no claims bonus. I am waiting on decision from his insurance company. What I don’t understand is third party’s insurance company make the decision if he is liable or not? Surely it should be independent?
His word against mine, I cannot locate any witness at present, I am hoping the damage on drivers side and his overtaking prove my case.