Hi all. New to the site. I am 30 yrs old have a mortgage of €160,000 on a house now worth €100,000 approx. I have €40,000.00 in savings in a standard account as I didn't want to 'lock my money' in a term account. Have lost a considerable amount in BOI Evergreen last year and nervous since then. I am looking for advice on what to do with savings - pay a lump off mortgage, invest etc etc. Thanks in advance.