The title says it all really. I'd be interested to here how may people have taken the plunge with P2P lending and what percentage of your portfolio (if any) it represents? Are you planning on increasing, maintaining or decreasing this percentage this year? I have 25% of my portfolio in P2P spread across LinkedFinance (~7.5%), Bondora (~2.5%), Twino (~7.5%) and Mintos (~7.5%). I think I'm probably overexposed to platforms based in Latvia (both Twino and Mintos are based there). LinkedFinance is generating approx. 7% gross annual return and the others are generating between 10% - 15% gross (according to the dashboards which I know you need to take with a pinch of salt and real returns will probably lower). I'll have to realign my portfolio soon and move money from a regular savings account. I'm trying to decide whether to maintain the 25% or increase it (I don't think I'll decrease it). I do appreciate that P2P is relatively high risk due to the immature nature of it and any additional P2P investments I make will go to other platforms outside Eastern Europe to aid diversification.