What companies share info with the ICB?

[Guelder]

I recently applied for a credit card and I was surprised to be turned down.

I'm now afraid that I have a bad credit rating - the only thing I can think of is that about 2/3 years ago I had an issue with a mobile phone contract whereby a mistake had been made and they were charging me for a sum I'd already paid, long story short, I was getting no where with them so in the end I refused to pay them twice for their error since I had paid it originally..

Anyhow, do mobile phone operators share info with the ICB? This is the only instance I can think of where I could have a black mark..

I know the list of members on ICB is here: [broken link removed]

But is this exhaustive??

 

[bond-007]

Yes. Those are their members. No one else can add info to your record.

Phone companies cannot add stuff to the ICB, despite what they may say.