Hi,
I have a few questions I'd really appreciate feedback on if possible:
1. I have just realised that I haven't claimed TRS on my second mortgage for the last 2 years. I cancelled TRS on my first time buyer mortgage as I no longer live there. Am I correct in assuming that I can claim 15% of the interest paid over the last two years (i.e. €900)? If I can, how would this likely be paid to me; at once or as an adjustment?
2. A family member took out a loan in their name but that I paid back- this was for the purchase of my PPR- this loan and its interest has since been paid off- is there any way that I can claim TRS on this?
3. I spent €X on renovating my PPR before I could move in (2010 & 2011 (I bought a shell of a house and spent 18months making it habitable before I could live there)). Is there any tax relief I can claim on this? There was no specific loan taken out for this purpose- I begged, borrowed, spent savings and used credit cards. I have most of the receipts. Would this fall under the Energy Efficient Investment tax relief? Any other relief scheme?
*I got an SEAI grant for insulation already.
Any advice gratefully appreciated.
JK
I have a few questions I'd really appreciate feedback on if possible:
1. I have just realised that I haven't claimed TRS on my second mortgage for the last 2 years. I cancelled TRS on my first time buyer mortgage as I no longer live there. Am I correct in assuming that I can claim 15% of the interest paid over the last two years (i.e. €900)? If I can, how would this likely be paid to me; at once or as an adjustment?
2. A family member took out a loan in their name but that I paid back- this was for the purchase of my PPR- this loan and its interest has since been paid off- is there any way that I can claim TRS on this?
3. I spent €X on renovating my PPR before I could move in (2010 & 2011 (I bought a shell of a house and spent 18months making it habitable before I could live there)). Is there any tax relief I can claim on this? There was no specific loan taken out for this purpose- I begged, borrowed, spent savings and used credit cards. I have most of the receipts. Would this fall under the Energy Efficient Investment tax relief? Any other relief scheme?
*I got an SEAI grant for insulation already.
Any advice gratefully appreciated.
JK