N
nesswill
Guest
Apologies i know this has been queried before but hoping someone with similar circumstances can help. Started our mortgage 2004 at introductory 1yr fixed rate and then i would go to variable, when the 1 year offer ended i was offered to go tracker which i took. 2007 ics wrote to us on two occasions offering us to go on fixed rate. Because of financial worries i fixed it for five years as tracker was creeping up."regrets regrets" Roll on five years later i was hoping that i would revert back to tracker but no!! ics has told me that i'll be going variable. Rang a few times and have been told that because original mortgage offer was 1yr fixed and then variable i am not entitled to tracker even though my mortgage has no history of ever being variable. I've lodged complaint now and will follow necessary route but was hoping someone here was in a similar situation to mine and what was the outcome.