Should I pay down my Tracker Mortgage?

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Age: 62
Spouse’s/Partner's age: None

Annual gross income from employment or profession: Pension 30,000
Annual gross income of spouse: 0


Type of employment: e.g. Civil Servant, self-employed ; on a Pension

In general are you:
(a) spending more than you earn, or
(b) saving? - Saving

Rough estimate of value of home 400,000
Amount outstanding on your mortgage: 0
What interest rate are you paying?

Other borrowings – car loans/personal loans etc: None

Do you pay off your full credit card balance each month? Yes


Savings and investments:
Shares; Valued 90,000
Share of a small company valued 60,000


Do you have a pension scheme? no

Do you own any investment or other property?
I have three rental properties total value 650,000
One Mortgage €600,000 on a Tracker 1% PTSB interest only.
Rental income 3,350 per month

Small condo in USA valued 70,000euro
No loan. Rented 800euro per month.

Ages of children: 2 over 25

Life insurance: none

Cash €150,000

I am planning to sell my Condo in the USA, its always a hassle and to avoid Estate tax down the line. So I will have about €220,000 in cash. should I pay down my Tracker mortgage, or keep this cash in various deposit account with very little interest.
Should I invest in something else, to diversify as i'm very heavily invested in property.
 
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