boltownes,
Just to note, this shortfall of 200 per night does NOT apply to Beacon hospital.
Regarding the lowest shortfall per night for Blackrock Clinic and Mater Private, 175 per night is the lowest amount, Laya Simplicity plan price 1087.
For plans with no hi-tech shortfall per night, you are talking top level plan 'Empower 150 Connect' price 3109pa.
This plan would cover a private room in all 3 hi-tech hospitals, with unlimited access, no shortfalls.
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As mentioned in a recent post, Blackrock Clinic and Mater Private have a waiver system in place whereby they don't charge any shortfall amounts
to the patient for a wide range of surgery and procedures.
Snowyb