VHI Same plan for years - but cover has dropped dramatically

[toby2111]

Moderator's note: Copied from this thread as it's a very important issue. In summary, toby's parents are paying €1,700 a year and have no cover for it.


My parents were paying €1700 a year for basically rubbish cover. But they're nearly 80 and can't use a computer so they have stuck with VHI Plan A, or it's equivalent, for most of their lives even though the covet has dropped dramatically over the years.

 

[Brendan Burgess]

Hi toby


I have raised it elsewhere
Are health insurers obliged to notify you of reductions to the cover provided?

I thought that this was just a recent development by Laya. But are you saying that your parents' health insurance would have covered a private hospital when they took it out but that the cover has been reduced and they were not aware of it?

This is the issue I was anticipating. People would assume that their cover had not changed, but would be shocked when they went to make a claim.

Brendan