newirishman
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Hi,
I got a quote from 123.ie for a mortage protection life insurance, with the cover by "Ecclesiastical Life Ltd" (apparently UK based life insurer). I haven't heard about them before, and I wonder if anyone uses their product.
Main reason for asking is that their premium is quite substantially less than competitors, and I was wondering why. Can't find anything obviosuly "fishy" in the T&C and policy docs. Albeit I don't expect to hit the ground before the mortgage is paid off, I also don't want to create too much hassle post-mortem by choosing a more than usual difficult-to-deal-with insurer.
Appreciate your thoughts.
I got a quote from 123.ie for a mortage protection life insurance, with the cover by "Ecclesiastical Life Ltd" (apparently UK based life insurer). I haven't heard about them before, and I wonder if anyone uses their product.
Main reason for asking is that their premium is quite substantially less than competitors, and I was wondering why. Can't find anything obviosuly "fishy" in the T&C and policy docs. Albeit I don't expect to hit the ground before the mortgage is paid off, I also don't want to create too much hassle post-mortem by choosing a more than usual difficult-to-deal-with insurer.
Appreciate your thoughts.
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