Hi,
I have used the HIA comparison website, but got tremendous assistance on AAM last year, and am looking to run something past SnowyB or other experts again, please.
I am looking for a plan/plans that covers:
*2 adults and 2 children (renewal Feb. 8th)
*a semi-private room in a private hospital - to include the Mater Private, and good outpatient cover with a low excess.
(It would be great if the HIA website allowed you to compare plans based on a €1 excess.)
At present, the adults are with Laya Simplicity, and the children with VHI One+ Plan.
From my research, I am thinking of switching the adults to the new VHI PMI 4316, as for an extra €50pp, the excess drops from €100 to €1 per person.
I would also love to have the children included in the one family excess. At present with 2 separate providers, we have 2 separate excesses to reach, and as we are lucky to not have exceeded the excesses, we are never in a position to claim anything for our expenses.
So I guess I am looking for advice as to whether there is any better value than the VHI PMI 4316 plan (-and then if there might be a similar plan out there that all 4 of us could go under a similar excess)?
Thanks In Advance
I have used the HIA comparison website, but got tremendous assistance on AAM last year, and am looking to run something past SnowyB or other experts again, please.
I am looking for a plan/plans that covers:
*2 adults and 2 children (renewal Feb. 8th)
*a semi-private room in a private hospital - to include the Mater Private, and good outpatient cover with a low excess.
(It would be great if the HIA website allowed you to compare plans based on a €1 excess.)
At present, the adults are with Laya Simplicity, and the children with VHI One+ Plan.
From my research, I am thinking of switching the adults to the new VHI PMI 4316, as for an extra €50pp, the excess drops from €100 to €1 per person.
I would also love to have the children included in the one family excess. At present with 2 separate providers, we have 2 separate excesses to reach, and as we are lucky to not have exceeded the excesses, we are never in a position to claim anything for our expenses.
So I guess I am looking for advice as to whether there is any better value than the VHI PMI 4316 plan (-and then if there might be a similar plan out there that all 4 of us could go under a similar excess)?
Thanks In Advance