Age:
27
Spouse’s/Partner's age:
N/A
Annual gross income from employment or profession:
E39000 + 10% bonus
Only starting out in my career so can expect that to increase considerably
Type of employment:
Private sector
Expenditure pattern:
Fairly frugal. Don't spend a whole lot beyond my needs
Mortgage on home
N/a
Other borrowings – car loans/personal loans etc
No loans. No car
Do you pay off your full credit card balance each month?
Don't have a credit card
Savings and investments:
E10,000 savings + E4,000 in shares
Do you have a pension scheme?
Yes, I only started it recently so playing catch up on lost time.
I pay E65pm into personal pension. Company pays E260.
Plus E97.50 AVC
Total 422.50 P/M
Do you own any investment or other property?
No.
Ages of children:
None.
Life insurance:
No
What specific question do you have or what issues are of concern to you?
I have E10000 plus E1200+ each month to invest. I just want to put my money to work. I will likely need a partner if I want to get a mortgage within the next 5 years. Regardless, I need to start saving for that goal.
I really want to put my savings in ETFs but being an American citizen is making this option really difficult (Degiro and other brokers don't allow American citizens to use their services). I don't know how to get around this.
Question:
Is there a way I can still use ETFs or is there another option to get a decent return on my money?
Thanks.
27
Spouse’s/Partner's age:
N/A
Annual gross income from employment or profession:
E39000 + 10% bonus
Only starting out in my career so can expect that to increase considerably
Type of employment:
Private sector
Expenditure pattern:
Fairly frugal. Don't spend a whole lot beyond my needs
Mortgage on home
N/a
Other borrowings – car loans/personal loans etc
No loans. No car
Do you pay off your full credit card balance each month?
Don't have a credit card
Savings and investments:
E10,000 savings + E4,000 in shares
Do you have a pension scheme?
Yes, I only started it recently so playing catch up on lost time.
I pay E65pm into personal pension. Company pays E260.
Plus E97.50 AVC
Total 422.50 P/M
Do you own any investment or other property?
No.
Ages of children:
None.
Life insurance:
No
What specific question do you have or what issues are of concern to you?
I have E10000 plus E1200+ each month to invest. I just want to put my money to work. I will likely need a partner if I want to get a mortgage within the next 5 years. Regardless, I need to start saving for that goal.
I really want to put my savings in ETFs but being an American citizen is making this option really difficult (Degiro and other brokers don't allow American citizens to use their services). I don't know how to get around this.
Question:
Is there a way I can still use ETFs or is there another option to get a decent return on my money?
Thanks.
