Irish Life Health Irish Life Health - should I switch?

[norahayes]

Hi, 2 adults currently on Select More policy with ILH 2 X €1,127.80 and 20year old daughter on BeFit1 policy €644. Daughter had outpatient consultant costs but we do not anticipate any further costs with this consultant, fingers crossed. Both in 50's. Any suggestions for better policies/ policies with more cover. Many thanks in advance.

 

[snowyb]

norahayes,

Select More plan has full cover for a private room in a private hospital.
A cheaper plan with no private room cover, is Benefit plan @ price 965pa.

A plan with more hospital cover, including the 3 hi-tech Dublin hospitals + good day to day benefits is Laya Control 300 Create @ price 1181pa.
This plan also has full cover for a private room in a private hospital. This plan has full cover for hip and knee replacement surgery in any private
hospital.

A plan with more hospital cover, including the 3 hi-tech Dublin hospitals + good day to day benefits is Laya Simply Connect @ 1230pa.
This plan has no private room cover in a private hospital. This plan has full cover for hip and knee replacement surgery in any private hospital.

https://www.hia.ie/comparison-tool/#/plan-comparison?plansAndProfiles=W3siaWQiOjEsImFnZSI6MjYsIm1pbk1heFByaWNlIjpbMCw2NTAwXSwibWluTWF4RXhjZXNzIjpbMCw2MDBdLCJwbGFuVHlwZSI6MSwicGxhbnNTZWxlY3RlZCI6WzE1MDAsMTQ5NSwxNTI5LDE1MjJdLCJwbGFucyI6eyJkYXRhIjpbXSwibG9hZGluZyI6dHJ1ZX0sInBsYW5zU2VsZWN0ZWREYXRhIjpbXSwiYXBwbGljYXRpb24iOnsidG9nZ2xlX3Njcm9sbExvY2siOmZhbHNlLCJwbGFuX2RldGFpbF9pZCI6LTF9fV0=

20 year old option
The following 3 VHI plans are worth considering for your 20 year old daughter.
VHI are best priced and most competitive for young adults.
VHI PMI 45 10 has extra day to day cover 75% refund for gp, consultant visits, etc.

https://www.hia.ie/comparison-tool/...jayI6ZmFsc2UsInBsYW5fZGV0YWlsX2lkIjotMX19XQ==

Regards, Snowyb

 

[norahayes]

Many thanks SnowyB