F
Frankie_W
Guest
Hi, some of you have already helped me with my credit card ignorance, but I'm in trouble again
A very small minimum payment was due on my credit card on the 23rd of this month (about a fiver).
Between the 11th and the 21st I withdrew e400 from the account but lodged e1,020, which I assumed would mean the minimum payment was more than sorted.
But I have been charged a late fee
How does that work? Am I meant to pay the minimum payment on the exact date (ie does what went in to the account before not count??)?
This was my first payment with this company (it's a new card) and I already have a missed payment against my name - disaster.
I'll ring them tomorrow to speak to them but - and be harsh as you like - is my complete stupidity to blame for this?
Thanks.
A very small minimum payment was due on my credit card on the 23rd of this month (about a fiver).
Between the 11th and the 21st I withdrew e400 from the account but lodged e1,020, which I assumed would mean the minimum payment was more than sorted.
But I have been charged a late fee
How does that work? Am I meant to pay the minimum payment on the exact date (ie does what went in to the account before not count??)?
This was my first payment with this company (it's a new card) and I already have a missed payment against my name - disaster.
I'll ring them tomorrow to speak to them but - and be harsh as you like - is my complete stupidity to blame for this?
Thanks.