VHI Company Plan Starter renewal alternatives?

Discussion in 'Health Insurance and healthcare costs' started by michaelm, Jan 3, 2017.

  1. michaelm

    michaelm Frequent Poster

    Posts:
    1,386
    My sister's renewal is this Friday (06/01/17) and she asked me about alternatives. I suggested she pay a bit more for VHI PMI 44 16 or the Laya Simplicity plan. Can anyone suggest a cheaper alternative to Company Plan Starter with similar cover or a better plan for similar money (€800)?
     
  2. snowyb

    snowyb Frequent Poster

    Posts:
    814
    michaelm,

    The Company Plan Starter just has cover for public hospitals only, with day to day cover.
    There is the option of dropping day to day cover and switching to a plan with public hospital cover only.
    The savings 300 approx could be used for gp and medical expenses instead.
    1. Laya Future Protect; price 495pa; public hospital cover - semi private room.

    A similar priced plan with full hospital cover with a 500 euro excess - public, private and hi-tech hospital cover but no day to day cover.
    Details as follows;
    2. Laya Flex 500 Explore; price 757pa.

    If she was prepared to increase the premium to 972pa;
    3. Laya Control 300 Create; price 972pa; 3 levels of hospital cover, 300 excess, good day to day cover included, 1 euro excess. Also includes
    full cover for a private room in a private hospital.

    http://www.hia.ie/ci/comparison/step3?plan_ids=87|497|462|389&source=plans

    Hope this helps.

    Regards, Snowyb
     
  3. michaelm

    michaelm Frequent Poster

    Posts:
    1,386
    Perfect. Many thanks.