Hi all,
Currently on fixed rate mortgage. As soon as that is finished I intend to pay off a lump sum off the capital. I would like advice on any offers etc I should look to avail of ie 2% refunds on new loans to maximise savings as a result of lump sum payment. Also my lump sum I am saving is gaining no interest currently and my fixed rate is in place until January 2020. What things should I get in order before looking for switch. Is it in essence like going through the mortgage application all over again.
Thanks for your time and help in advance as always. It's much appreciated.
Currently on fixed rate mortgage. As soon as that is finished I intend to pay off a lump sum off the capital. I would like advice on any offers etc I should look to avail of ie 2% refunds on new loans to maximise savings as a result of lump sum payment. Also my lump sum I am saving is gaining no interest currently and my fixed rate is in place until January 2020. What things should I get in order before looking for switch. Is it in essence like going through the mortgage application all over again.
Thanks for your time and help in advance as always. It's much appreciated.