Health Insurance best renewal option health insurance

mar

Registered User
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Hi

Renewal date is 1st Feb - 2 adults & 3 children under 18 - currently on Laya Flex 250 Explore - on looking at HIA - Laya Company Care with Excess looks like a very good option - am I missing anything obvious - as it looks too good to be true! Or is there any other policy suggestions?

Mar
 
mar,

There is a pricing error on Company Care with Excess so thats not a valid option.

Alternative options with VHI for the adults as follows;
1. VHI PMI 44 16; price 1050pa; public, private and hi-tech hospital cover as before, lower excess 150, no day to day cover.
2. VHI PMI 43 16; price 1136pa; public, private and hi-tech hospital cover as before, lower excess 150, and 50 per day case. Good day to day
cover on this plan.
[broken link removed]

Childrens half price option with VHI as follows;
1. One + Plan; price 145 per child; public, private and hi-tech hospital cover as before, lower excess 125, no day to day cover.
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Alternative options with Laya for the adults as follows;
1. Laya Flex 175 Explore; price 953pa; same hospital cover as before, lower excess 175. No day to day cover.
2. Control 300 Create; price 972pa; same hospital cover as before, excess 300, extra cover for a private room in a private hospital, extra
day to day cover; 30 refund per gp visit, 80 refund per consultant visit; etc.
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Childrens special offer with Laya as follows;
1. Essential Connect Family; price 227 - just pay for 1 child and the rest of the children are free.
Public, private and Beacon hospital cover. Excess 300 x 2 max per year for everyone on the policy.
[broken link removed]

Regards, Snowyb
 
Many thanks Snowy for the comprehensive reply - I will look at those now

Mar
 
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