You only need contents cover. This will cover your public liability responsibility as a landlord.
thanks enjoy your weekendLandlord contents policy will cover your public liability as a property owner. You can also get one product that covers your block insurance excess in the event of a claim as some insurers have excesses that are about 5k on block policies.
One insurer will cover your block policy excess and include your fixed items (flooring, built in appliances etc.) as your contents, which is important as if you go to claim off your block policy you will have a large excess. They will also offer accidental damage cover from tenants. The policy is with Cover centre but is underwritten by Zurich.