An Post Savings Certs & Bonds

[weston68]

I know that both of these are state guaranteed and no DIRT is payable on returns. Other than the rate paid (currently 3.53% and 3.23% per annun respectively) and the term (5.5 years and 3 years respectively) of the investment, any particular advantages of one over the other?

 

[mtk]

i think one accrues yearly and the other half yearly if you cash in early - u can check which at anpost.ie. Also max 120k in each so if you have more than 120 need to use both ;-)