Age: 34
Spouse’s/Partner's age: 35
Annual gross income from employment or profession:
Base 34k
Target Bonus 21k
But I overachieve year after year my targets
e.g. last year I made 64k
2014 63k
2013 61k
2012 60k
this year it will be over 72k (though this was an exceptionally good year for me)
Annual gross income of spouse: ~24k
Monthly take-home pay: Just considering my base salary (minus pension contribution and contribution to companys share plan) plus the salary of the wife its ~3900
I receive my bonus every quarter - every three month I get around 3-5k net on top of my base salary
Type of employment:
working for a multinational
In general are you:
(a) spending more than you earn, or
(b) saving?
saving
We are renting (sharing a house with others - paying in total 500 Euro rent plus bills)
No loans/ debts - credit card balance is cleared monthly
Savings and investments:
17k in savings account opened in October (adding since than monthly 1k to it)
18k in company shares (from where I can access right now 11k - next year I can access ~13k)
increased by ~400 euro a month with contributions of myself and the company
These new contributions to the share plan I can access immediately
Do you have a pension scheme?
worth 8k - company and myself add monthly ~500 euro
Plans:
getting an appartement or a house
we want kid(s)
Issue: I pay for a house in my home country - monthly 500 Euro - my mother lives in the house and the mortgage is in her name. I didn't change it to my name yet as it would remove my first time buyer status.
Can I buy here in Ireland and would I still be able to continue paying for the house in my home country? Even with my wife stopping working at some point for a period of time?
Spouse’s/Partner's age: 35
Annual gross income from employment or profession:
Base 34k
Target Bonus 21k
But I overachieve year after year my targets
e.g. last year I made 64k
2014 63k
2013 61k
2012 60k
this year it will be over 72k (though this was an exceptionally good year for me)
Annual gross income of spouse: ~24k
Monthly take-home pay: Just considering my base salary (minus pension contribution and contribution to companys share plan) plus the salary of the wife its ~3900
I receive my bonus every quarter - every three month I get around 3-5k net on top of my base salary
Type of employment:
working for a multinational
In general are you:
(a) spending more than you earn, or
(b) saving?
saving
We are renting (sharing a house with others - paying in total 500 Euro rent plus bills)
No loans/ debts - credit card balance is cleared monthly
Savings and investments:
17k in savings account opened in October (adding since than monthly 1k to it)
18k in company shares (from where I can access right now 11k - next year I can access ~13k)
increased by ~400 euro a month with contributions of myself and the company
These new contributions to the share plan I can access immediately
Do you have a pension scheme?
worth 8k - company and myself add monthly ~500 euro
Plans:
getting an appartement or a house
we want kid(s)
Issue: I pay for a house in my home country - monthly 500 Euro - my mother lives in the house and the mortgage is in her name. I didn't change it to my name yet as it would remove my first time buyer status.
Can I buy here in Ireland and would I still be able to continue paying for the house in my home country? Even with my wife stopping working at some point for a period of time?
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