No - maybe not. I just checked the best buys and it seems that some of the 0% balance transfer offers do also offer 0% on further transactions. However if you are availing of such an offer in order to deal with a large outstanding balance then you most likely do not want to rack up further debt using the credit card until the balance is cleared first. If you are not already on a 0% rate for your balance then you should transfer to such an offer now and try to address the spending habits/issues that caused you to rack up the debt in the first place while clearing the balance within the 0% offer period. Good luck.fobs said:I have applied for an ulster bank on the basis that they are 0% on balance transfers and purchases for 6 months but maybe I am missing something.