€18k for new car. Don't want a fixed rate. Over 48 months but want flexibility.

dangerhere

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I need to borrow 18k to buy a new car. I don't want a fixed rate. I want to borrow over 48 months but pay off earlier if i have the funds. Any suggestions?
 
Re: Car Borrowing

Tesco fixed rate loans carry no penalty for early repayment and the rates are highly competitive. If you have any kind of relationship with your own bank, ask them to match the rates offered by Tesco or the Credit Union.
 
Re: €18k for new car. Don't want a fixed rate. Over 48 months but want flexibility.

I got 18k over 60 months from Ulster Bank (they provide Tesco's loans) for 5.8% APR (to get this rate you have to have ufirst UB current account). They claim there's no early redemption fees with it.
 
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