ubiquitous
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Split by moderator from Q&A thread in insurance forum. Please note the title was chosen by moderator, not ubiquitous!
Travel insurance is generally a waste of time in relation to compensation for lost belongings etc. Its main purpose is to pay for emergency medical treatment while abroad and to facilitate repatriation home in the event of death or serious injury. If travel insurance companies were more honest with people, they would admit this, but then again as consumers we are suckers for gimmicks, even useless gimmicks.
Travel insurance is generally a waste of time in relation to compensation for lost belongings etc. Its main purpose is to pay for emergency medical treatment while abroad and to facilitate repatriation home in the event of death or serious injury. If travel insurance companies were more honest with people, they would admit this, but then again as consumers we are suckers for gimmicks, even useless gimmicks.