Re: HSA are transferring their Irish business to HSF (Hospital Saturday Fund) from Au
If you have a young family (which in my case means more than average number of visits to GP and need for more prescriptions than individuals / couples) or if you wear glasses/contact lenses then HSF makes sense.
When considering joining a couple of years ago I sat down and looked at the various plans and their costs annually. Then I found the level of cover equivalent financially to either myself or DH changing glasses annually and this is the one level that we took.
We're on Scheme 550 - this costs €23.83 per month, so almost €286 annually. For this we get back 50% cost of Dental and Optical upto €290pa, €13 back on 10 GP/A&E visits in the year, €7 back on 4 prescriptions pa, 50% of cost of "practitioners" (physio, chiropracters, acupuncture homeopathy etc) upto €430 pa......and theres more, these are the only ones I use.
So with 2 active teenagers, a toddler and two adults I think you'll agree that it's good value for us.
HTH
D