I don't see anything in key posts about this. I am with VHI, B Options, (costs around 1300 for two of us). Apparently this will increase in June to around 1400. Vivas have quoted 1000 for the same cover (plus medicines, which VHI don't cover). Vivas offer a 10% reduction if the offer is taken up before 24 September, hence the quote reduces to 900. It seems a no-brainer to me (i.e. move to Vivas), but does anybody have adverse comments about Vivas? I don't know much about them. Thank you.