Anyone know if the requirement to have PIN number for credit card transactions post 17th March is just Ireland only or throughout EU?
That is irrelevant. "Chip & PIN day" here in Ireland simply means that PINs will be mandatory for chipped card transactions from then on (i.e. signature will not be acceptable - except as a fallback or not at all?). Non chipped cards will still work and you just sign as normal. This day does not obviate any existing non chipped cards.Can't be throughout the EU. My Spanish credit card doesn't have a chip.
Not in my experience. Having travelled to the US many times over the past few years I have regularly signed for things with my chipped PTSB VISA card no problem. In fact PIN validation was more the exception than the rule to be honest.Try using your Cr Card in most of the rest of the world ie UK & USA without a pin & it just won't be accepted.
Not in my experience.
In my experience, many US food outlets don't even bother with a pin or a signature, they just swipe and give the card back. I guess the typical value of the transaction is so low that they don't bother. When I thought about it first I was surprised that there was no verification at all, but in practice I guess it works for them.
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Ah! You're right. I was confusing signing on the LCD screen with inputting my PIN in CompUSA! The only time I use my PIN in the US is to make cash withdrawals (from a preloaded card).Also in the US CREDIT card's don't require PIN to pay