Get N bet R
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Hi all, just wondering if a late payment to a credit card appears on your ICB file, I missed one pymt and was late with this months & I rang the cc company and they said something about this will probably appear on my ICB file - not too sure if this was a threat in oder to speed up pymt, however needless to say I gutted as I've never missed a payments on loans or mortgage before in my life & indeed have cleared various personal and car loans early. I have a good job & salary, just had a diffiicult couple of months with one thing after another & am just wondering if this will be a big blemish on my credit rating as I was hoping to change the car this summer and would be looking for a car loan then & hope this doesn't cause any probs. Many thanks.