KBC converted my home loan to an investment rate

(Copied from another thread to deal with this important, but separate issue - Brendan)

When my wife moved in to my home, she let her apartment.


Interest rate 5.12% (converted to an investment mortgage in 2008 )
Lender KBC

Is this normal?

Hi FutEng

On what basis did they do this?

Did the mortgage contract specifically allow for this?

Check out this thread where people let out their properties with KBC mortgages and seemed to retain the original rate.

Renting out property when on a tracker mortgage with KBC?

Brendan