Re: VHI and BUPA
You can only claim from either VHI or Quinn, not both.
You'll have to send original receipts. If you ask for receipts to be posted back to you after claim has been assessed, they will be stamped with something like "Quinn processed", hence can not claim again.
Once claim is settled with BUPA/Quinn, you'll be able to claim to revenue (form MED1) the difference between what you paid and refund from private health insurer at standard rate.