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  1. M

    Bank of Ireland BOI customers any update??

    It doesn’t say what principal amount is and if you pay into it does it reduce the term or monthly repayments you would think this information should be also relevant. I don’t want to seem ungrateful but I’m overly cautious with them , wonder why!! There’s also misprint in mine in both options...
  2. M

    Bank of Ireland BOI customers any update??

    Does anyone know up the principal amount is affected by the redress or does it stay the same.? I only ask as there is no reference to it in pack sent out
  3. M

    Bank of Ireland BOI customers any update??

    I got same letter this morning I thought the 1.25% was a mistake as it should be 1.3% but I guess this is some form of competition it’s great relief to have the tracker rate back at least.
  4. M

    Banks Before Finance Committee

    What a joke!!! I can see September slipping away too. It might be interfering with their holidays god love them. They will wait till last hour in September and then extend it :mad:
  5. M

    BOI Tracker Mortgage Issue - what next?

    No role to rate on MFA 1.if I have applied to convert to a fixed rate loan, the interest rate shall be fixed from the date of the expiry of my existing rate.the fixed rate of interest that shall be the lenders fixed rate available for the fixed period selected by the borrower at the date of...
  6. M

    BOI Tracker Mortgage Issue - what next?

    I am sorry I misunderstood I took it when you assisted you were staff were these MFA s after 08/06
  7. M

    BOI Tracker Mortgage Issue - what next?

    I'm not sure as I have only requested a copy of original it was in may06 I guess it all depends on that
  8. M

    Bank of Ireland Bank of Ireland Staff- Lost Tracker

    No I'm not staff but surely you should be treated the same as (ordinary) people at least I hope Pauric will shake things up a bit in the oireachtas we live in hope.
  9. M

    BOI Tracker Mortgage Issue - what next?

    Hi Lady HB I'm in same situation as you I was on wrong tread before about Boi staff members loosing their tracker and informed of 5 cases where People got back their tracker by one poster a staff member
  10. M

    Bank of Ireland Bank of Ireland Staff- Lost Tracker

    I wish I had been one of your customers I fixed in 2006 for 3 years lost tracker because of this.
  11. M

    Bank of Ireland Bank of Ireland Staff- Lost Tracker

    Why then put provisions in place not allowing the loan to default back to the original loan offer in their MFAs ? I'm not talking about the staff in branch it came from the top of the tree.
  12. M

    Bank of Ireland Bank of Ireland Staff- Lost Tracker

    They knew before that as part of their risk management otherwise why would they go to so much bother with their clause MFA especially when offer letter stated for the life of the loan. People didn't know what tracker was it was only referred to as variable (repo) +% . The bank had no control...
  13. M

    Bank of Ireland Bank of Ireland Staff- Lost Tracker

    They had to to be competitive with other banks they also knew they would get you off it at some stage people would fix or change terms.
  14. M

    Bank of Ireland Bank of Ireland Staff- Lost Tracker

    Boi had a dilebrate stragety to get people off trackers when they put clauses in their MFA putting them back on SVR in 2006 not as most people think 2008 onwards it only became apparent in 08 09
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