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    At a loss - 3 financial institutions have not followed through in some of their processes

    Hi guys I posted before but this is an aged issue so looking for guidance really or help pointing out where the banks failed or next step Myself and my husband were adjudicated bankrupt in 2014, we surrendered our family home to the ISI and left the property. Ulster Bank were reporting...
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    How long before first contact from the Ombudsman ?

    You might do me the courtesy of deleting my post rather than tear it apart please. I came here for genuine advise as I am at a loss, but you would rather use my post of an example of what not to do. And for your information we are in week 9 of a 12 week resolution process. I'm sure had there...
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    How long before first contact from the Ombudsman ?

    I complained in October only allocated a dispute handler 9 weeks ago. I find the process quite slow
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    Loan pre-bankruptcy still on Credit Record

    Backdated to date of adjudication in my experience
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    Key Post Discharged from bankruptcy-My experience.

    We borrowed €7000 from parents to complete joint bankruptcy in November 2014. Finally we have a removal date on our mortgage from ICB and credit register November this year. It has been a very long road and the system is flawed you have to do alot of the informing the banks yourself. We had our...
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    Post-discharge ICB Report

    I recently contacted the Ulster bank as they were reporting incorrectly to ICB and they agreed to correct it. Now my mortgage has a scheduled removal date of November 2019. So the clean slate is within reach
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    Getting a mortgage after bankruptcy

    Very interesting post. I cant seem to even get a credit card from a bank latest attempt was june with ptsb. Myself and my husband were declared in Nov 2014 discharged in July 2016. We too surrendered family home to the ISI and went renting. Fortunately we got a loan from our cu for a car but...
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    Post-discharge ICB Report

    Just wondering if there was an update ? Following with interest
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    Key Post Discharged from bankruptcy-My experience.

    My story is simiar to yours, we didnt have the burden of an illness though. I hope your wife is well. We are now in the process if rebuilding life after bankruptcy. Our revenue account was frozen aswell paye workers. Now on our icb report out mortgage is showing in arrears our house we...
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    ICB Report Post-Bankruptcy

    Hi All Im in the same boat. I think. Just got my report from icb. My mortgage is showing up in arrears but by the time we were declared bankrupt we had only 4 mths in arrears we previously recapitalised the rest. So now its showing in arearrs 24 mths scheduled removal date to be determined. My...
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