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sound - cooling period was only a theoretical question!! happy to sign now ok on the 2.2

as you say anything is possible - decided to go for 5 year 2.5% in the end but mrs was away for the week so she wasnt around to sign up - they reduced the 5 yr now to 2.2!! so I'll have that. would have been fairly peeved if i had signed at 2.5 - am i right in thinking i have a cooling period in...

looking at this - have larger balance. 2 year looks attractive and not mad about going for 5 years even though 2.5% is also attractive. but with global markets looking like there may be some downturn in next couple of years I suspect rates arent going anywhere for the next couple of years. so my...

yes - may have to with fact that tracker period is up in 9 months (5 year as against 10 yr mover product)

As I am on the list Brendan, this is a note to update the favourable response received from UB last week I received the compensation cheque up front for the period up till I remortgaged in August 2009. They sent me the eligibilty pack which I returned, early february 2019, along with back up...

Hi Madra I was in the same situation as you Madra - I received the compensation cheque up front for the period up till I remortgaged in August 2009. They sent me the eligibilty pack which I returned, early february 2019, along with back up documents ie Bank statements, valuations & bank...

I think I have been lucky so far in that I received the compensation letter when least expecting it. I suspect as I apply for eligibility it will get trickier and going from your post notabene this is only the start of it. will send on eligibility pack and see how I go from there.

Thanks Brendan - I am collating the information for UB for the eligibility process. As I have had two separate mortgages since my intention is to send on all info regarding both - made up of a redemption for the old pdh and a new mortgage for my current pdh. I did call UB re the 6 month cap and...

thanks Brendan - the fact that i sold the property in 2014 (just enough to clear mortgage) and rented for a couple of years before buying again may complicate matters. Ironically one of the main reasons for not holding onto the property was the rates i was on at the time and the fact that i did...

can I ask what the eligibility pack consists of - is it basically a mortgage app form with a different name - they wont tell me over teh phone ...

will make this short - got a call last month to say UB had sent by registered post a letter to my former address and that i needed to collect - it was to do with tracker. As i never had a tracker thought this must have been a mistake. it wasnt and a very nice cheque was in the post (as they...

Have just seen this. Challenged BOI on my 4.2% rate on basis that ebs and aib were quoting. Have given me svr of 3.7% but that's it. However I will be caught by this rule which looks like ruling both ebs and aib out and only ub left at the 3.1%.

Brendan i take it you still think EBS are offering the best value at the moment with the cash back offer even though rates are higher than AIB. Two thoughts: 1. do EBS offer reduction in rates to all customers 2. historically my impression is that the "building societies" such as EBS were not...