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Hi Brendan - have been asked to help out a relative on this but before we get into it, is it a waste of time in the current environment trying to do something outside the norm with a mortgage application? Hi Brendan have been asked by a family member to help them try and get a large mortgage...

I have a query - say my brother has a company and I have a company. He needs funds in his company to make pension contributions. Can my company lend his company money and what tax issues are there with this does anyone know? Thanks

hi all Would appreciate any views on this one. I bought my house 20 years ago and managed to pay the mortgage down to almost nothing by 2007. Then I had a brainwave to refinance the house so I could get funds to start my business in November 2007. So I got a tracker with AIB who were fully...

Hi Brendan I did check that and it turns out what she did was take the amount she received at source and doubled it (her logic was she was grossing it up) and then deducted that amount from the 75% of the actual mortgage interest paid. Weird logic I know but it seems like she has underclaimed...

Hi All Just opened my post after two weeks away and got a bill for €8k!!! from Revenue for Mortgage interest TRS granted on a property that was my wife's PPR until 2009. They claim she never informed Revenue she left the property and rented it out. While she did receive the TRS (I checked bank...

that's clear thanks. to bump up the 3 year average, could you include any income from share options (not big but every little helps) if you managed to exercise them before, or as part of the settlement i.e. exercise them just before you do the deal with the employer?

Hi Joe, For the average pay calculation for SCSB, what is included in this? Thanks

Just thought I'd give an update on this. Have everything set up with an online broker account and have started to purchase in line with my plan. Am focused on building the foundations over the next 2-3 years so with that in mind and with my objectives above am: 1. Buying ishares Euro ETF...

Thanks Sarenco. I probably agree with you in the context of me (or anyone) investing for a long time period, in my case 20 years plus. But does the market get in wrong on specifics, does it overshoot/undershoot well I think that's another debate entirely!! OK to add more detail, here is my...

Absolutely, if you can. Would appreciate it. I'm taking 3 years to drip in my existing funds excluding new contributions. Reason I'm taking 3 years is I'm nervy about markets and particularly US being overvalued just based on what I read. In terms of allocation, I'm aiming initially at...

Have spent the last week getting the right ticker symbols for the ETFs set up on my online account and finalising selection - starting to purchase tomorrow and do it monthly from here on out. Kept it pretty simple and went with 4 Blackrock ishares ETFs from their core range to average in over...

Thanks for this. The GAA man sounds like a good bet! He's hardly set up to do this full time is he?! On the polish property fund, I was in a similar UK zone where we got back 40% when the stockbroker selling the thing had taken 15% in all sorts of fees. I just think the industry is more out for...

OK. Self employed, early 40s. Decent pension amount. Taking a 20+ year view of life. Pension mainly in cash at present. Did well last few years through index funds, but that was easy. Now not sure where to go next. Plan for 2017, is to leave the lump sum in cash earning next to nothing, invest...

hi Has anyone any recommendations for a good independent financial advisor. I would like to get some decent advice on my pension - I manage it myself - just to make sure I'm not doing anything too wrong and to learn what I could be doing better. Thanks

Hi New joiner to AAM. Am self employed and manage my own pension, aged 40. Read a lot of investment books but no way a guru. Am satisfied with my approach which is to focus on low cost index linked funds/ETFs rather than more expensive actively managed products. I keep a small amount on the...