Search results

  1. F

    How often can you switch mortgage providers?

    With the great cashback promotional offers from mortgage companies at the moment, and as far as I can tell with bank of Ireland the only bank with a clawback if you switch early, whats to stop you switching every six months? Would a bank refuse to take you on if you've switched from another...
  2. F

    How much into pension

    Your employers contributions don't count towards the contribution limit of 20%. You can put in 15% into your AVC to max out your contributions if thats what you're looking to do.
  3. F

    KBC now offering €3,000 to switchers

    Is the advice to steer clear of KBC still valid. From looking at my options they seem to have the best variable rates and are offering €3000 for switching with no clawback if you leave them at any time. From a pure numbers point of view they look like the best buy? I'm failing to see the...
  4. F

    Is PCP a good way to finance a car?

    Just to clarify, PCP + 3 years further financing (eg. 3 year credit union / bank loan), is still cheaper than 6 years of standard financing (eg. 6 year credit union / bank loan).
  5. F

    Is PCP a good way to finance a car?

    From Joe Duffy website. PCP on Volvo XC 60 D3ES On the road price €40245 Deposit €12073 Finance amount €28171 36 payments of €390 PAR 4.9% GMFV €18186 To own the above car through PCP requires 36 x 390 = €14040 But we have established below this person has the ability to save/spend €909...
  6. F

    Is PCP a good way to finance a car?

    The cons to a PCP deal are not in the cost of financing. Your comparison is not comparing two comparable scenarios. Ceist Beag has described why that isn't the case above. There are a few cons to PCPs, which are mostly based around people either not fully understanding their commitments to the...
  7. F

    Rory Gillen's free book: "A guide to sound investing"

    I have just finished the book myself. I am a novice when it comes to investing and have spent the last few months researching the topics similar to what is covered in the book. For such a short book it really covers a lot of material. In my experience of books in this area they take a small part...
Back
Top