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I met them on my own, was two bank officials. You could bring a solicitor or a family member. I expect no solution will be offered on the spot so there won't be any decision to make and just be clear and prepared and set out the facts of you case

I faired better mediating with the bank myself and got a better outcome than i did through mediation with the FSO involved. In saying that, it was the complaint submitted to the FSO that brought the bank to the table in the first instance. The better outcome came separately when I opted to...

I didn't really attend my GP very much at all and still don't, maybe 2 appointments over the course of treatment and once yearly now. I will have a look at some of the plans but focus on in patient benefits more so than day to day expenses. I'm on Be Fit 2.1 with Irish Life. As your wife is...

I was diagnosed with cancer in 2012. I did have health insurance in place. However, a friend was also diagnosed about 3 weeks after me and while we had different types of surgeries we had the same chemo and radiation treatment post surgery and she commenced her chemo a week after me, so the...

Thanks Slim. Its a mortgage account - TPA is the Third Party authorised to deal with the account in my name. Surely if they were acting in my name which effects myself and my account I should be fully entitled to all information relating to the account?

Looking for advice please - if an account is held solely in my name but an authorised TPA was dealing with the account, under freedom of information, am I entitled to all data relating to the account in my name even if it was made by the TPA acting in my name?

No, just that everything was affordable which it absolutely is not. That letter only came in after the PIP had got his response. I have complaint with FSO and while I thought they were good at first I have little faith in them now and information they provided me with through mediation was not...

Thanks. I went to IMHO last summer and they weren't able to get a result out of the bank

Thanks Brendan. No. I owed 57,837.77 which i am liable for though am indemnified against by ex husband. Mortgage is in my name but property is his and HE requested permission from the bank to sell it in negative equity. The letter is titled Confirmation of Capital Payment - Payment...

I have a residual mortgage debt of 60k and back in September 2016 received a letter stating they were putting in place a partial redemption of €170,530.42. Can anyone explain what this means please?

So with one child you could potentially have a part time job and end up with €624 a week or €2704 a month tax free. This I think would equate to an annual taxable salary of about €47k. Assuming part time work hours coincided with school hours, therefore no childcare costs, I am wondering why...

Thank you Gerry

I haven't been able to get in touch with ICB and they have no email address that I could find. Its what the lending institute have said.

Thanks Tom and Monbretia They have now said the T (terms revised) will only be there for 5 years too and not the duration of the mortgage. Does this sound right?

Hi, I have an offer on table from a lending institute for write down and term extension on mortgage. They say "W" will appear on ICB report for 5 years and "T" until the mortgage is paid off. The "W" will disappear after 5 years. Does anyone know what implications the "T" will have on my...

Thanks for replies, mortgage remained in my name but i was indemnified by him from it and I waived all financial and beneficial interest in it. So apartment and all financial and administrative responsibility of it was his. His solicitor dealt with the whole thing

Looking for some guidance please. My ex husband sold a property awarded to him at divorce leaving the residual debt of €50k in my name as it was mortgaged by me before i met him and so I am being chased by the Building Society for the debt. I have been looking online online and while i don't...

Thanks again Direct Devil The only order we were in court for was maintenance. the motion he brought to vary it was denied and the arrears owing were to be paid in full over three months. There was no stay put on the order.

Thanks Direct Devil At the hearing in December there was no stay put on the order so does that not mean that the order is in place until the appeal date?

HI, look for more advice please if possible. Have looked on line and can't find anywhere what the time frame is between lodging an appeal and lodging the supporting documentation pleading booklets from the original hearing. My ex has lodged an appeal to the High Court on Circuit. I spoke with...