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    Downsizing to a bungalow

    Hi, we are about to start renovating an old bungalow. The original house is ~80sqm, we are adding a very small side extension and converting the attic to add 2 bedrooms. We will be changing the layout of the original house and bringing it up to standard, adding insulation, new windows/doors etc...
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    Architect plans way over budget

    In our case, our Architect is putting us in touch with a QS they work with all the time, but yes, it's absolutely up to the client to engage the professionals at each stage of the job.
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    Architect plans way over budget

    On last nights show, they were operating on a particularly low budget for the scale of the job. They seemed to get lots of grants like "Help to Buy" - which I believe is strictly for new builds, so not sure how they qualified for that? They didn't reveal the final cost, so it's fantasy stuff...
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    Architect plans way over budget

    Did you do your own research to see if your budget was realistic? A quote at three times your budget seems insane. Surely your architect engaged a Quantity Surveyor to price the job? This should be a line by line detailed costing and not indicative. We are about to start a job and from...
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    Planning for the Future

    Update: Age: 42 Spouse’s/Partner's age: 45 Annual gross income from employment or profession: €71,500 + 8k bonus Annual gross income of spouse: €68,000 Monthly take-home pay: ~€7,400 after deductions - BIK heath insurance, AVCs etc. Type of employment: Both private sector In general are...
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    To gazump or not to gazump

    I would continue with the original buyer, as to be fair to them, the delay was your issue (even though inadvertently) and not theirs. I would slightly worry about their original mortgage falling through. Has something changed since they were originally approved? Also, if your property is "sale...
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    Neighbours House Sale Agreed for over a Year Now.

    Check the property price register to see if the sale has completed yet. There's really nothing nothing you can do except report any suspicious activity to the gardai. House sales can be stuck in complex legal issues for long periods of time like probate, difficult vendors/purchasers, boundary...
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    What makes a standalone garden room "habitable" according to the council?

    Some people just seem to do what they want regardless of what the planning department in the local authority say. Try contacting planning enforcement?
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    Heat pump clothes dryer or not

    OP we went for a Beko higher end heat pump dryer. It's an amazing machine. It uses a lot less energy than the regular dryers and it's very kind to clothes. I try to dry clothes outside and finish them off in the dryer. You will notice a huge difference in how well it operates compared to the...
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    Mullingar for young family

    I'm from Mullingar and would highly recommend it for families. There's plenty of amenities, good schools and sports clubs. They are all pretty busy, so make enquiries. The schools outside town can sometimes be better and a lot from town would send their kids out...
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    How long does PTSB Cashback take?

    Could you not have kept it like in Monopoly? "Bank error in your favour" :D
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    How long does PTSB Cashback take?

    Be patient, it will come. Also, you can check what is due on the monthly cashback. I'm assuming you had to open an Explore account like me. Log on to your PTSB online banking on a desktop (this info is not available on the mobile app), click on the Explore account, then on the top right of the...
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    How long does PTSB Cashback take?

    I got mine 39 days after drawdown. They had 40 days..
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    Wood burning stoves

    Hi all, I have an old tiled fireplace, the 1920's/30's style. I would really like to have a more efficient solid fuel fire, but would like to retain the original fireplace. Does anyone know if there is a suitable insert stove that would work with this type of fireplace? Does it depend on the...
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    Should I always increase my credit card limit?

    Hi, I was recently approved for a mortgage with PTSB. My partner and I both have high limit credit cards with zero balances. They negatively affected our borrowing capacity. We didn't need any more than we were approved for. However, the mortgage advisor handling our application did say we could...
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    Aras na Cluaine - Clondalkin, Dublin 22

    Why do you care about this apartment complex so much? No one is even asking about it.
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    How to show mortgage repayment capacity when you've no debt?

    Apply directly to the banks and see what they say?
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    Invest inheritance or reduce mortgage?

    Age: 41 Spouse’s/Partner's age: 43 Annual gross income from employment or profession: €65,000 Annual gross income of spouse: €65,000 Monthly take-home pay: ~€7,000 Type of employment: Both private sector In general are you: (a) spending more than you earn, or (b) saving? Saving, 1500 p/m...
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    Planning for the Future

    Age: 39 Spouse’s/Partner's age: 42 Annual gross income from employment or profession: €62,500 Annual gross income of spouse: €59,000 Monthly take-home pay: €7,010 Type of employment: Both private sector In general are you: (a) spending more than you earn, or (b) saving? Saving, 1000 p/m...
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