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Thanks for this Current lender: UB Outstanding mortgage balance: 400k Approximate value of your property: 685k The date you started your fixed-rate mortgage: May 2020 How many years you fixed for: 5 Your current mortgage interest rate: 2.2% Your current monthly repayment: €1772 Your property's...

Hi , In the process of researching my second switch. Switched from kbc to boi last december to avail of the 2% cashback. Looking to avail of another cashback offer now, if possible. 290,000 remaining on our mortgage with house valued at 480-500k giving us a ltv of under 60%. BOI looking for 800...

Wondering this also. About to sign a 1 year fixed at 2.9% with kbc but if frank were to be offering 2.8% I'd rather switch and give them my money than kbc

Yes it would be the prevailing new business rate at the time for my LTV. I'll be making sure I have written confirmation of this before I fix though. You literally can't trust a word out of their mouths.

It specifically states in the t&c's that a new valuation is needed, even if you have had one within the last 4 months. A valuation costs €127, so there's 3 months before I get payback on this. My question is this, I'm on 3.3% at the minute, 60-80% LTV. Should I stay on variable rate which...

What would people advise in this situation. On a rate of 3.35% on a 75% ltv with kbc, this could be reduced to 3.1% from December 1st under the new offer. I'm tempted to switch to EBS to avail of the 2% cash back for switchers. That would leave me on a rate of 3.5%. Would a difference of .4% out...