Search results

Tried that day one but there's no button for the message to access phone gallery. Only things like twitter. Not your photos

I think it would be €310,000 X (5% - 3.3%) X 2555 ---------—-------------------------------------- 365 2555 is 7 years. That's left. B= interest rate for the cost of lending C= Apr for depositing I need to figure out how to attach screen shots ASAP!

I'll get them shortly. Will write it out properly

Did you move? I'm just snookered because of the fixed rate

Paraphrasing. B = the annual interest rates which was the cost of us lending an amount equal to A... on market for the original fixed rate period C= the annual percentage rate available to us for depositing an amount equal to A.. On market for a period equal to D. ... Is because I cropped...

Sorry now a bit backwards in the tech field tried to add screen shot no joy but gist is A x (B% -C%) x D ___________________ 365 A the amount you pay off early B annual interest rate C APR for depositing that amount D number of days from early repayment to end of fixed rate sorry...

Yeah first mortgage repayment April 2019 I've asked a few times and it never seems to go down much. They did send out the algoritihim / formula but must admit eyes glaze over. I'll defo ring again.

Boi 310k €1400 Got 19k from BOI Staff

Apparently 2%according to bonkers.ie Joined April 2019. I just rejoined the same electricity group and got a discount. Pity banking doesn't work the same way.

Hi I signed up to a 10 year fixed rate of 3.3% with a bank under my dad's advice before the virus thinking it was a good idea at the time. Now I see my bank are offering a "green mortgage" of 2.2% which I would be eligible for but can't move or they are not offering to existing customers. Am I...

Yeah I don't understand why it gets a preferential rate. And like if they do why can't I get it now!? €19,000 to break out of it. Bit too much to switch!

No joy as you stated. But I'll keep my eyes peeled!

Yeah I was afraid of that. Just missed it by a few months. Trying to get through there now but now joy.

We took out a fixed rate mortgage with BOI for 10 years at 3.3% thinking it was a good deal with 50% LTV. Was speaking to a customer service person in the bank in a casual way and she was saying about a green mortgage. This mortgage came out about 3 months after we took our out. We bought a...

Thanks all for your replies. Definitely a marathon! I’ll check out the break out fee and could maybe look at paying a little extra each month. Thanks again.

Hi, just took a mortgage with BOI within the last 9 months and got the cash back etc. Took out €330k over 30 years at 3.3% fixed for 10 years (advice of my dad). Got a statement the other day and the reality hit. €15k paid so far but only €4K off the capital. I know how mortgages work but a...

We are currently doing up a new house and I ordered some tiles for a kitchen/ diner. I paid fully for them at the time.they had to be ordered. Today I found that they quoted me the wrong price and have had the money for two weeks. I’m fairly certain they haven’t ordered them and I have a...

Many thanks for such an insightful and comprehensive answer. Definitely the pros and cons list is a great idea. A self build is out of the question really unless our budget was a lot higher for the area that we want. On our last house, we did a direct labour extension which I was very...

We just recently sold our house as we needed to move to a larger home for the family. I did the move with the hope of buying a second hand home which you could upscale with a fancy extension and all the mod cons. We recently went to look at a new build in the area we want which is expensive...

I think it’ll be staying. Was getting pressure from my other half to enquire but I think as the estate agent said “ it contributed to the whole feel and look of the package”. I’ll just have to get a new one wherever we end up.