Search results

  1. F

    EBS EBS update Dec 2017

    Phoned the helpline. Now saying large batch of letters being posted today and should receive by next Wednesday , was told last week that letters were to be posted out on wednesday 19th . Asked re figure for compensation but was told he did not have that info . They are a law to themselves , not...
  2. F

    EBS EBS update Dec 2017

    And we continue to wait . They must have waited to post letters at the last minute . Hopefully tomorrow's post will bring good news
  3. F

    EBS EBS update Dec 2017

    Rang the helpline today . They are going to make us wait until the last minute. Said letters will go out Wednesday and should get them within a week!
  4. F

    EBS EBS giving 500 people back their trackers!

    Hi Aidan , when i spoke to them yesterday they said my rate was still 3.7% . I then asked what my next repayment would be - the figure they gave me would be the 1.05% rate . Letters being issued in batches .
  5. F

    EBS EBS giving 500 people back their trackers!

    Thanks so much for your reply RajR . Original loan offer said variable ECB base + 1.05% and we signed the tracker rate application form confirmimg this rate . Beyond delighted and cannot believe there is an end to this saga in sight. This will make a huge difference to our lives .
  6. F

    EBS EBS giving 500 people back their trackers!

    Hi all , phoned the helpline again today . Still on 3.7% svr but told our account has been impacted and to expect a letter by the end of the week . Question for the people whose interest rate has been reduced - when you signed the fixed rate conversion form did it state you would return to “the...
  7. F

    EBS EBS giving 500 people back their trackers!

    Great news for all those who have received trackers back and thanks for sharing . We are in same position - phoned helpline and was told we are still on variable rate 3.7 . He said review is still ongoing with kpmg and our particular type of account would receive letter by the end of the month ...
  8. F

    EBS Tracker mortgages | Review?

    We too lost our tracker and had the FSO agree with the bank . However our criteria means we should be included in the central bank review . Currently paying 3.7% svr. Seems the review is going to go on well into next year so we are continuing to lose money each month by being on that svr. Just...
  9. F

    EBS Tracker mortgages | Review?

    Hi , December 2016 was the last correspondence we received from EBS.they just stated that they had made a decision that we were not entitled to return to the tracker rate but they also stated that they were looking at the accounts of customers under an industry wide tracker mortgage review."...
  10. F

    EBS Tracker mortgages | Review?

    Hi bikini widow, I also have the same wording as yourself and truffade , have not sought any professional advice as I was presuming it was a lost cause at this stage after FO agreed with the bank when we submitted an appeal . I know terms of reference have changed since FO decision , does...
  11. F

    How to ensure mortgage is included in review- advice please.

    Thanks for the advise Clamball. Brendan the wording on the application for a tracker rate was " the tracker mortgage will remain at 1.05% above the ECB repo rate for the remaining life of the loan" . It then states "please note that you can switch from a tracker loan to a standard variable rate...
  12. F

    How to ensure mortgage is included in review- advice please.

    Hi, we have our mortgage with ebs. Tracker rate till 2007, fixed for 5 years and were then put on variable. Appealed to fso as original loan offer said this rate was for lifetime of the loan and fixed rate conversion form said we would return to " applicable variable rate then prevailing". FSO...
  13. F

    Ebs review

    Hi, just looking for some advice.we had a tracker mortgage with ebs, fixed in 2007 for 5 years and were then put back on variable rate. Appealed to FSO but they sided with the bank. Have contacted EBS helpline and they said all loans were being reviewed, said there was nothing on the system...
  14. F

    Switch or wait central bank review

    The quicker the review is completed the better. Like you have held off on switching or fixing at a lower rate. Thanks for reply,
  15. F

    Laya Alternative to Laya flex 250 explore

    Thank you snowyb, called them this morning and can renew at existing rate if bring forward renewal by one day. Your advice is greatly appreciated.
  16. F

    Switch or wait central bank review

    Hi, we currently have our mortgage with ebs, had a tracker, fixed for 5 years when rates were rising and we were then put onto a variable rate at the end of the fixed term. We went to the financial ombundsman but they ruled with the bank so we remain on our variable rate . We have had some work...
  17. F

    Laya Alternative to Laya flex 250 explore

    Hi, we are a family of 5, 2 adults early 40's and 3 kids 9,7 & 5. Our health insurance is due for renewal 1st of July - flex250 explore with Laya. It has risen in price by 35 euro/month so we are looking for alternatives- any advice greatly appreciated.
Back
Top