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    Water Softener recommendations

    I would advise getting someone local to you. I'm in Limerick and got someone in Cork to do the installation. He assured me that he would be back every year to change the UV bulb in our steriliser, He said I wouldn't even need to ring him, he would just turn up. Never saw him again despite...
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    Mortgage interest rate measures

    This also seems unfair to those people that used their initiative and fixed their mortgages when they saw the rates were going to sky rocket. They are going to get nothing.
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    Out of contract - which energy provider is best?

    People need to keep a close eye on their energy credit that we are due to get in November if they are switching now. Last year I switched provider a couple of weeks before the energy credit was due to be paid out. I was assured by my new electricity provider that i was in plenty of time and that...
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    "AIB accused of overcharging existing customers to fund cash-backs"

    I was told by EBS yesterday that they are announcing a rate change in the next few days.
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    Switching Gas / Elec What to look out for

    Watch out for termination fees. For the last two years I have switched on the day my contract was up and on both occasions I was hit with a termination fee. This fee was removed after I questioned it and both companies said it was apparently a technical glitch. Maybe it was an accident but...
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    EBS announces cuts to fixed rates

    My understanding from the email I got is that the zero breakage fee only applies for 5 days. Maybe I am wrong.
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    EBS announces cuts to fixed rates

    I have just received an email confirming that there is no breakage fee but that this offer only last 5 days.
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    EBS announces cuts to fixed rates

    Great news. I am currently fixed at 3.15% until the end of the year. I must enquire about breakage fees and have a think about how long it would sense to fix for.
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    EBS cuts fixed rates -but not its variable rates

    :(I've just started a one year fixed rate at 3.5%. I'd better enquire about early breakage costs.
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    EBS customers - you are not getting the 0.25% rate cut announced by AIB today

    Thank you Brendan for highlighting this. I have emailed Michael McGrath about the issue.
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    AIB is dropping its variable rates by 0.25%

    Moderator's note - edited to include extract from AIB press release - Brendan AIB have announced that they are dropping its variable rates by 0.25%. Good news for some. I wonder will this be passed on to EBS and haven customers...
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    EBS SVR to EBS LTV

    I'm in a similar boat here. I keep hearing people moving to EBS to avail of the cashback and their good rates and people praising the bank. Well they are taking advantage of existing customers who cant switch. Some people on this site seem to think switching banks will solve all the mortgage...
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    Key Post Should I fix my rate to escape the very high variable rates?

    EBS variable rate is currently 3.7% for existing customers so I think fixing for 1 year is a reasonable gamble(I have done this for the last two years and will do probably do so again for another year)
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    Lenders must now tell you how they set mortgage rates

    They seem to have omitted the bit where they explain why they will not pass on AIB rate cutes to EBS customers.
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    Laurel Hedging

    That's a tall hedge! Mine are currently half that. My plants were three to four feet starting off. I think this would be a good size to start with but the smaller sizes(2 feet) will grow fine but will obviously take longer to reach their desired height. Off the top of my head, bareroot is...
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    Laurel Hedging

    So the recommending planting distance is about one plant every two feet. So that would be 330 plants! You could plant at 3 feet but the hedge would take longer to knit together but it could save you abit of money. I had a similar sized area to plant three years ago. I bought 150 potted plants...
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    Company refusing to pay Paternity Benefit

    Thank you for the replies. So it is legal discrimination in a way. Maybe in a few years more companies will come on board and pay something towards it and it will become the norm like Maternity Benefit.
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    Company refusing to pay Paternity Benefit

    Hi everyone, I hope this is the correct forum to post this. Perhaps someone might be able to offer advice on the following. My company is refusing to pay anything to top up the 2 weeks Paternity Benefit that is now available to fathers. However they pay nearly 4 months top up for Maternity...
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    I would like to switch in 2017. Advice needed please.

    Thank you gnf_Ireland for your advice.
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    Has the PT increased for 2017?

    3 Local authorities increased the LPT charge for 2017 while a couple of others reduced the rate. Local authorities who increased the LPT rate for 2017 LPT Rate increased by Local Authority 5% Wexford County Council 10% Galway County Council Limerick City and County Council Local authorities...
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