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    ICB Report Post-Bankruptcy

    Hi folks, On a similar theme, I received my ICB report which is showing a single debt which is marked as 'written off' due to our bankruptcy adjudication in Feb 2014. However we've just applied for a loan and the lender has come back to say that some of our debt is 'pending litigation'! How...
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    Differing results on ICB Report

    Hi all, Thought I'd share my experience with my own ICB Report, having being discharged from bankruptcy in July of this year. I had debt across 3 financial institutions but only 1 debt has shown up on the Credit Report. The 2 larger debts aren't actually there any more, despite the fact they...
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    OA contact with Bankrupts? 29th July discharge date approaching

    Yes documentation to discharge, previously we were under an IPA until our income dropped below RLE's
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    OA contact with Bankrupts? 29th July discharge date approaching

    Hi all, Just had a call from the ISI confirming my home address for the issuing of the Bankruptcy completion certificate. T - 17 days :)
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    OA contact with Bankrupts? 29th July discharge date approaching

    Same as Stuboy here folks, made the mistake of rising my head and got the request for Bank statements/payslips etc etc again. Keepin Schtum for another 29 days :) I presume we'll all be asked for payslips/statements at point of discharge?
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    Bankruptcy and the IPO. How exactly does it work?

    If you don't see the ISI as a cash-cow So-crates, then why are you hiding or reducing your income? If you feel so strongly about the debt owed to creditors, perhaps you should like I did pay €700/€800 a month to those creditors rather than playing the game?
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    Bankruptcy and the IPO. How exactly does it work?

    That is definitely the way to go so-crates.....our experience is that if you have surplus income you are a cash cow for the ISI and they will look to milk you as much as they can NT
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    Bankruptcy and the IPO. How exactly does it work?

    Hi Outsider, By grilled I mean my company were contacted, my payslips were queried and bank statements went through with a fine tooth comb. Never mind the fact that no consideration was made for the fact I was reducing hours for medical reasons. I think the reason being that I was making a...
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    Bankruptcy and the IPO. How exactly does it work?

    Hi All, I went through a similar situation as StuBoy in December where I had to reduce my hours due to medical reasons - and I got hounded by the ISI. Doctor's certs, revised payslips, letters from HR, bank statements all requested and grilled. All in all I've had a terrible experience with...
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